Supply and Borrow Crypto on C.R.E.A.M. Finance with Trust Wallet

What is C.R.E.A.M. Finance?

C.R.E.A.M. Finance is a decentralized peer to peer lending platform based on a fork of Compound Finance. Users can supply (lend) any supported assets and use these supplied assets as collateral to borrow any other supported assets. C.R.E.A.M. Finance is now live on Ethereum and Binance Smart Chain.

For this guide, we will utilize the faster and cheaper C.R.E.A.M. Finance that is on the Binance Smart Chain. This is not financial advise.

Connect Trust Wallet

Open your DApp browser, and go to this site:

Change the Network to Binance Smart Chain by tapping the ETH logo at the upper right hand corner. Choose Smart Chain from the list of networks.

Next tap on Connect to a wallet and then choose Metamask. Your wallet is now connected.

Supplying Assets

On the Supply Balance screen, the DApp will automatically detect the assets you have on your Smart Chain Wallet. For this session, we will Supply some TWT. If you have not yet funded your wallet, you can follow these guides:

Tap on TWT and Enable it. Confirm the transaction by tapping on Send.

Input the amount you want to Supply to the platform, then tap on Supply. The app will ask you to confirm the transaction.

After tapping on Send, the transaction will be submitted to the network. Once it is finished, you will see your BNB appear on the Supply Balance screen.

If you have some BNB that you want to supply to the platform, just do the same steps in order to add them. The more you supply, the more assets you can borrow.

Set as Collateral

To enable borrowing of assets, you need to set your TWT as collateral. Tap on the toggle to enable it. A prompt will appear telling you about the risk. You can do the same for other assets you have supplied.

To continue, tap on the Use TWT as collateral and confirm it.

You are now ready to borrow some crypto!

Borrowing Assets

Scroll down to the Borrow Balance screen, then tap on the asset you want. We will try to borrow 50 DAI.

The platform automatically calculates how much you can borrow. You will see a Borrow Limit and Limit Used. Tap on Borrow to proceed, confirm the transaction by tapping on Send.

DAI BEP20 will be deposited on your Smart Chain wallet.


With the borrowed asset, you can add it again as Supply to increase your participation in the platform. You can also trade it to other assets once the Exchange feature is enabled or swap it via the built-in DEX.

Do not take this as financial advise.

You can earn CREAM tokens by borrowing and supplying tokens to the platform. Tokens earned will be distributed when users interact with the smart contracts.

Learn more here: C.R.E.A.M. Launches on Binance Smart Chain